Borrowing against your crypto? Know this number first. Jake Claver, recorded July 2026.
Looking for the full answer to “borrow against crypto without selling”? It is written up here: Borrowing Against Your Digital Assets.
What this recording covers
Claver explains the importance of loan-to-value ratios when borrowing against digital asset holdings such as XRP. Financial advisers typically recommend maintaining a conservative loan-to-value ratio, borrowing only a modest fraction of the total collateral value pledged. When an individual deposits an asset as collateral and borrows a restricted portion against it, this buffer helps prevent forced account liquidation during periods of market volatility. Claver notes that digital asset markets have experienced severe contractions historically. Borrowers who take out excessive loans relative to their pledged assets face greater risk when market downturns occur. Managing loan ratios conservatively allows collateralized positions to withstand sharp market contractions without triggering automatic collateral seizures or forced sales by lending platforms.
Where this fits
This page hosts a recorded video and a short summary of what it covers. It is general information, not investment, tax, or legal advice, and not a recommendation to buy or sell any asset or to form any entity. Rules change and older recordings may describe a position that has since moved. Speak to a qualified professional before acting.