JC
February 13, 2026

Stop Keeping Money in the Banks

Stop Keeping Money in the Banks. Jake Claver, recorded February 2026.

What this recording covers

Claver examines current macroeconomic trends regarding the velocity of money and the tendency of market participants to hold physical and digital assets rather than fiat currency in traditional banking institutions. He argues that the rate of currency circulation has slowed as individuals seek alternatives to standard bank accounts, where deposit interest rates struggle to outpace inflation. Claver notes that individuals often reallocate capital into real estate, equities, precious metals, and digital assets such as XRP to preserve purchasing power against monetary debasement. He explains that keeping substantial liquid capital in conventional banks poses challenges during inflationary periods, leading capital allocators to prioritize scarce, tangible, or fixed-supply assets over traditional cash balances to protect long-term purchasing power.

Where this fits

This page hosts a recorded video and a short summary of what it covers. It is general information, not investment, tax, or legal advice, and not a recommendation to buy or sell any asset or to form any entity. Rules change and older recordings may describe a position that has since moved. Speak to a qualified professional before acting.

More from Jake ClaverFull-length breakdowns on custody, entities, trusts and XRP.

Watch on YouTube