JC
February 2, 2026

Before You Swap Crypto, Watch This

Before You Swap Crypto, Watch This. Jake Claver in this recording: “If you're going to swap your H bar for XRP, if you have capital gains or capital losses, you just need to understand what those are.”

Looking for the full answer to “how is crypto taxed”? It is written up here: Swap Your Crypto for XRP - Smart Move?.

What this recording covers

Claver explains the tax consequences involved in exchanging one digital asset for another, such as converting Hedera to XRP. He clarifies that swapping digital tokens constitutes a taxable transaction under tax law, correcting the misconception that real estate like-kind exchange rules apply to digital assets. Taxable consequences depend on the difference between the asset's original purchase cost basis and its fair market value at the time of the exchange. If an asset has decreased in value since purchase, executing a swap locks in a capital loss. This capital loss can be used to reduce taxable liabilities on tax filings. Claver explains that while a holder realizes a loss on the original position, reallocating into an asset expected to demonstrate stronger utility can represent a strategic adjustment.

Where this fits

This page hosts a recorded video and a short summary of what it covers. It is general information, not investment, tax, or legal advice, and not a recommendation to buy or sell any asset or to form any entity. Rules change and older recordings may describe a position that has since moved. Speak to a qualified professional before acting.

More from Jake ClaverFull-length breakdowns on custody, entities, trusts and XRP.

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