JC
February 18, 2026

Banks Issue Currencies Directly on the XRPL — The End of Liquidity Pools?

Banks Issue Currencies Directly on the XRPL — The End of Liquidity Pools. Jake Claver in this recording: “We are sure there's enough use cases for liquidity pools.”

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What this recording covers

Claver examines why decentralized liquidity pools and automated market makers remain necessary on the XRP Ledger even when commercial banks issue currencies directly on the network. He explains that native order book features and routing algorithms have existed on the ledger for years, but liquidity pools provide essential financial incentives for institutional participants to supply capital. Drawing parallels to other blockchain networks, Claver argues that liquidity attracts further capital participation. He compares on-chain requirements to regulatory and size thresholds in institutional exchange-traded funds, where substantial fund scale is required before large entities can participate under compliance rules. Claver emphasizes that deep on-chain liquidity and collateral mechanisms are indispensable prerequisites for institutional adoption and large-scale derivative settlement across global markets.

Where this fits

This page hosts a recorded video and a short summary of what it covers. It is general information, not investment, tax, or legal advice, and not a recommendation to buy or sell any asset or to form any entity. Rules change and older recordings may describe a position that has since moved. Speak to a qualified professional before acting.

More from Jake ClaverFull-length breakdowns on custody, entities, trusts and XRP.

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