JC
October 26, 2025

Want to Borrow Against Your XRP?

Want to Borrow Against Your XRP. Jake Claver in this recording: “They'll issue you a loan, a collateralized loan up to 45% 13.5% interest.”

More on this subject: jakeclaver.com.

What this recording covers

Claver explains how digital asset holders can obtain collateralized loans against their XRP holdings through institutional lending partner Arch. Borrowers can pledge their digital tokens as collateral to access liquidity without liquidating underlying assets, subject to defined loan-to-collateral ratios and contractual interest rates. To execute these credit facilities efficiently, Claver advises establishing a limited liability company organized under Wyoming state law. Organizing an entity in Wyoming ensures compliance with commercial asset regulations and avoids money transmitter licensing requirements that apply to digital asset management in states like Texas. Holding collateral within a structured corporate entity establishes clear commercial separation, facilitates compliance onboarding with institutional lenders, and allows asset owners to access structured liquidity while maintaining full ownership of their underlying digital positions.

Where this fits

This page hosts a recorded video and a short summary of what it covers. It is general information, not investment, tax, or legal advice, and not a recommendation to buy or sell any asset or to form any entity. Rules change and older recordings may describe a position that has since moved. Speak to a qualified professional before acting.

More from Jake ClaverFull-length breakdowns on custody, entities, trusts and XRP.

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